Our Process
The process usually begins with a casual conversation, which enables me to get a picture of the current financial situation as well as to determine how best to work together and where I can add value. I focus on helping client’s achieve their financial goals and investment goals by providing independent advise, creating actionable steps and then working closely with client’s to actual execute these steps. This process always moves at the client’s pace of comfort.
Information Gathering
Early in the process, clients are asked to fill out an Information Gathering form. This form asks the client to provide some personal and financial information as well as answer a few questions to determine where things currently stand. This part of the process helps provide a picture of the current financial situation as well as identifying financial goals and objectives.
Account Setup & Transfers
The knowledge already obtained helps us to determine the necessary accounts that will need to be opened as well as the transfer we may wish to complete. Often, this part of the process enables client’s to consolidate and clean things up, which reduces complexity, duplication and enhances the client’s . This part of the process necessitates the need for statements and signing documents, however much of this can be completed on the digitally platform.
Financial Planning
Financial planning is an ever present topic of discussion as life has a way of changing our financial objectives and goals. The Information Gathering form helps identify any gaps in the financial plan as well as prioritizing the client’s needs. I focus our efforts on creating achievable steps to accomplish those prioritized needs and close the financial planning gaps, which move the client closer to achieving their financial goals and objectives.
Investments
Investments are managed comprehensively with input from a client’s financial plan, risk tolerance, income needs, etc. A client’s risk tolerance is an important part of determining the client’s appropriate asset allocation, which is the primary driver of portfolio returns. Portfolios are managed with a strategic and a tactical component and uniquely tailored to enhance the client’s success of achieving their financial goals and objectives.
Maintenance & Review
Making sure clients remain on track to achieve their financial goals is of utmost importance. It’s simply not enough to create a plan. It is critical that the plan be executed upon and adjusted as changes in life occur. Reviewing a client’s financial goals and investments enables changes to be made that will enhance the likelihood of the client achieving their financial goals and objectives.